Same-day · signed by a licensed physician

Use your HSA/FSA to pay for your gym& more

Get the doctor’s Letter of Medical Necessity that unlocks it — most members get back $300–$500 a year in pre-tax dollars on the gym they already pay for.

$300–500
saved per year
4.7
member rating
$40
one-time, flat
30+
U.S. states

Compatible with major FSA & HSA administrators

Administrator names are shown for identification only. MedSlip is not affiliated with or endorsed by them, and reimbursement is determined by your plan.

OptumWEXHealthEquityFSAFEDSHSA BankLivelyFidelityTASCNaviaPayFlexOptumWEXHealthEquityFSAFEDSHSA BankLivelyFidelityTASCNaviaPayFlex

Every reason you’d use it

What your letter covers

One physician-signed Letter of Medical Necessity makes all of this FSA/HSA-eligible.

Fitness Classes

Boutique studios, Pilates, spin, CrossFit — class packs and memberships.

Red Light Therapy

At-home panels and in-studio sessions for recovery and skin.

Supplements

Omega-3s, vitamin D, and condition-specific supplements your doctor backs.

Rings & More

Oura, Whoop, and recovery wearables that track real biometrics.

Massage Therapy

Therapeutic and deep-tissue work for chronic pain and tension.

Physical Therapy

PT visits, mobility tools, and at-home rehab equipment.

Smartwatches & Trackers

Apple Watch, Garmin, and CGMs that monitor your vitals daily.

A real, named physician

Dr. Adam Z. Kawalek, MD

Adam Z. Kawalek, MD

I review every MedSlip case personally and sign each letter under my own name, NPI, and state license. The quiz-and-PDF mills skip that real physician determination — which is exactly why plans reject them. If a letter isn’t clinically appropriate, I don’t issue it, and you don’t pay.

NPI
1326223306
Specialty
Internal Medicine
Medical school
Mount Sinai
Residency
Cedars-Sinai · NYU

How it works

Three steps to pay for your gym

01

Answer a few quick questions

A short, 60-second set of health questions so the physician can see if you qualify. Free — you only pay if you do.

02

A physician reviews & signs

A board-certified MD, licensed in 30+ states, writes and signs your Letter of Medical Necessity. Not AI. Not a template.

03

Submit it & get reimbursed

We email your signed letter with a how-to-submit guide. Send it to your FSA/HSA and get paid back.

What members say

Real reviews from real people

I had no idea my gym could be covered. The quiz flagged that my BMI qualified, a real physician reviewed it, and I got my Letter of Medical Necessity the same day. After I submitted it to my HSA, a good chunk of what I'd already spent came back.

Sarah M. · Austin, TX

What sold me was that an actual board-certified physician reviewed my case — his NPI and license were right on the letter. I submitted it to my FSA with my itemized receipt and they reimbursed my membership.

Michael R. · Miami, FL

My doctor had already told me to exercise for my blood pressure — I just didn't know I could use pre-tax dollars for it. The letter came back signed and my plan reimbursed it. Knocked off a star only because I had to dig up an old lab to confirm.

Jessica L. · Phoenix, AZ

How we compare

What makes an LMN your plan will actually accept

Not every “Letter of Medical Necessity” holds up. Here’s how a real, physician-signed MedSlip LMN — with a verifiable NPI and license — compares to the $15 PDF-template mills and faceless provider networks.

FeatureMedSlipPDF sitesIn-person
Board-certified physician review
A real, verifiable letter — not a template
Verify it anytime by QR code
Flat $40 — no hidden fees
Done online, from anywhere

Every reason you’d need one

A Letter of Medical Necessity, for real life

Carrying extra weight

If a doctor has flagged your weight (BMI 30+), a gym membership is a recognized treatment for obesity — and you qualify.

High blood pressure or cholesterol

Exercise is first-line therapy for hypertension and high cholesterol. A diagnosis can make your gym FSA/HSA-eligible.

Prediabetes or type-2 diabetes

Regular activity is core treatment for blood-sugar conditions — and valid grounds for a Letter of Medical Necessity.

Chronic back or joint pain

Strengthening and movement is the recommended first-line treatment for back pain and osteoarthritis.

Low mood or anxiety

Exercise is an evidence-based treatment for depression and anxiety — and a valid reason for your letter.

Told to exercise by a doctor

If a physician has recommended exercise for a diagnosed condition, you may be able to pay for your gym with pre-tax dollars.

FAQs

Questions we often get

MedSlip is an online physician service that issues Letters of Medical Necessity (LMNs). A board-certified physician reviews your health profile and, when clinically appropriate, issues and signs an LMN that lets you use your FSA or HSA to pay for a gym membership.

Ready when you are

Get your doctor’s letter today

Reviewed and signed by a board-certified physician — delivered the same day.

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